Terms of Service

By accessing or using Settra, you agree to these Terms of Service. If you do not agree, do not use the platform. These terms apply to visitors, clients paying invoices, and businesses administering accounts through Settra.

Settra enables businesses to issue invoices, generate digital agreements, and collect payments through secure checkout flows. Settra provides the platform infrastructure; individual products, services, pricing, and contractual obligations are defined by the business that issued your invoice or agreement.

When using Settra as a client, you agree to:

• Provide accurate information when reviewing invoices or accepting agreements
• Accept agreements only if you are authorized to bind yourself or your organization
• Complete payments only for invoices you intend to pay and recognize as valid
• Use payment links only as directed by the issuing business

Businesses accessing admin features are responsible for safeguarding login credentials, configuring accurate invoice and contract content, and complying with applicable laws related to billing, consumer protection, and data handling.

Payments may be processed by third-party payment processors integrated with Settra. Settra is not a bank or money transmitter. Payment confirmation and disputes are handled according to the policies of the relevant payment provider and the business that issued the invoice. Refunds are governed by the Refunds section below.

Once your payment is completed and the purchased materials have been shared or delivered to you, refunds are not permitted under these Terms of Service.

If you believe you have grounds for an exception, you may submit an official request by email to refund@settra.one. Your message should clearly explain the issue related to your purchase. We will review each request on a case-by-case basis and respond accordingly. Submitting an email does not guarantee that a refund will be issued.

Digital agreements presented through Settra are provided by the issuing business. Your acceptance is recorded electronically, including the name, email, and timestamp associated with acceptance. Settra does not provide legal advice regarding agreement content.

You may not use Settra to:

• Engage in fraud, unauthorized access, or interference with platform operations
• Upload or transmit malicious code or unlawful content
• Attempt to reverse engineer or disrupt the service
• Misrepresent your identity or authorization when accepting agreements or paying invoices

Settra is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee uninterrupted or error-free operation.

To the fullest extent permitted by law, Settra and its operators will not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of the platform. Our total liability for any claim related to the service is limited to the amount paid to us, if any, for access to Settra in the twelve months preceding the claim.

We may modify these Terms of Service at any time by posting an updated version on this page. We may suspend or terminate access to Settra for conduct that violates these terms or poses a security or legal risk.

These terms are governed by applicable law in the jurisdiction where Settra is operated, without regard to conflict-of-law principles. Disputes should first be addressed with the business that issued your invoice or agreement.